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  • Living Out Loud Real Estate Solution Group, LLC
    3142 Hwy 278 #122
    Covington, Georgia 30014
    678-916-2414
    info@livingoutloudrealty.com
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Coastal Gateway to Cumberland Island

About St. Marys, GA

Welcome to St. Marys, a historic coastal Georgia city on the Florida line that serves as the ferry gateway to Cumberland Island and the home port community for Naval Submarine Base Kings Bay.

St. Marys is a city in Camden County, Georgia, set on the St. Marys River at the state's southeastern corner, directly across the water from Florida. With a population of about 18,300, it anchors the Kingsland, Georgia Micropolitan Statistical Area and serves as the coastal heart of a county shaped by maritime industry, the military, and tourism. The city traces its origins to a Spanish mission settlement in the mid-16th century and was formally established in 1787, making it one of the oldest continuously inhabited communities in the United States. The city's identity is inseparable from the water. Its downtown historic district, listed on the National Register of Historic Places, holds Victorian and antebellum homes, churches, and a waterfront that was once a shipbuilding and trading hub. Today that waterfront is the embarkation point for the passenger ferry to Cumberland Island National Seashore, a protected barrier island about seven miles offshore that draws visitors for its wild beaches, maritime forest, and ruins of the Carnegie-era Dungeness estate. Naval Submarine Base Kings Bay, located adjacent to St. Marys on the East River, is the U.S. Atlantic Fleet's home port for Ohio-class submarines and one of the region's largest employers. Its presence brings a steady military and civilian population to the area and shapes the local economy alongside tourism, shrimping, and retail. Jacksonville, Florida, about 38 miles south, extends a larger metropolitan job market within commuting distance. Residential St. Marys spans the walkable historic grid near the river, established in-town neighborhoods, and newer subdivisions and planned communities farther out, including gated waterfront developments such as Cumberland Harbour. Interstate 95 passes six miles west, linking the city to Brunswick and Savannah to the north and Jacksonville and its airport to the south. For many, St. Marys offers the rare combination of deep history, a working waterfront, military community energy, and direct access to an undeveloped national seashore.

Population 18,256
County Camden County
Active Listings 429
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Frequently Asked Questions

What county is St. Marys, Georgia in?

St. Marys is a city in Camden County, Georgia, on the St. Marys River at the southeastern corner of the state, directly on the Florida border. It is part of the Kingsland, Georgia Micropolitan Statistical Area and sits about 38 miles north of Jacksonville, Florida. Interstate 95 passes a few miles west of the city.

How do you get to Cumberland Island from St. Marys?

Cumberland Island is reachable only by boat. A concession-operated passenger ferry departs from the downtown St. Marys waterfront and makes the roughly 45-minute trip to Cumberland Island National Seashore, about seven miles offshore. Reservations are generally recommended during busy seasons.

What school district serves St. Marys, GA?

St. Marys is served by the Camden County School District, which operates 12 schools serving roughly 9,600 students countywide. City-area campuses include St. Marys Elementary, Mary Lee Clark Elementary, Crooked River Elementary, Sugarmill Elementary, and St. Marys Middle School, with Camden County High School in nearby Kingsland.

What is St. Marys, Georgia known for?

St. Marys is known as the ferry gateway to Cumberland Island National Seashore and as the home port community for Naval Submarine Base Kings Bay. It is also among the oldest continuously inhabited settlements in the United States, with a National Register-listed historic district of Victorian and antebellum homes and a working riverfront.

Is St. Marys near Jacksonville, Florida?

Yes. St. Marys sits about 38 miles north of Jacksonville, Florida, and Jacksonville International Airport is roughly 25 to 30 miles south. Interstate 95, a few miles west of the city, provides the direct route into Florida, making Jacksonville's employment, shopping, and air travel readily accessible.

What is the military presence in St. Marys, GA?

Naval Submarine Base Kings Bay, adjacent to St. Marys, is the U.S. Atlantic Fleet's home port for Ohio-class submarines and a major regional employer. The base brings a substantial military and civilian population to Camden County, and the area's schools and housing market are shaped by the needs of service-member families.

City Guide

About St. Marys

Real Estate & Housing

St. Marys' housing ranges from restored homes in the downtown historic district to mid-century subdivisions, newer planned communities, and gated waterfront or marshfront developments. The historic core offers Victorian and antebellum residences within walking distance of the river and ferry dock, while areas farther out provide larger lots, new construction, and community amenities. Waterfront and deepwater communities such as Cumberland Harbour appeal to boaters, with docks and access to the St. Marys River and Intracoastal Waterway. Military families associated with Kings Bay often favor move-in-ready subdivisions near I-95 and the base. The overall mix gives St. Marys housing more variety than a typical small coastal city.

Neighborhoods

St. Marys is organized around its historic downtown and radiates into residential areas of varying character. The National Register historic district near the waterfront is the city's centerpiece, with centuries-old homes, churches, and inns along a walkable street grid. Established in-town neighborhoods and mid-century subdivisions surround the core, while Sugarmill Plantation and other planned communities offer newer homes, pools, and golf-adjacent amenities. Cumberland Harbour, a gated maritime neighborhood south of downtown, centers on deepwater access, docks, and marsh views. Farther out along the I-95 corridor, subdivisions serve Kings Bay personnel and commuters. Neighboring Kingsland and the Wildlight development extend the housing options immediately north and west.

Lifestyle in St. Marys

Life in St. Marys balances small-town Southern charm with a maritime and military community. The downtown waterfront is the social and visitor hub, with the Cumberland Island ferry, riverfront park, shops, and seafood restaurants drawing locals and tourists. Boating, fishing, and kayaking on the St. Marys River and nearby creeks are everyday pastimes, and the 45-minute ferry to Cumberland Island puts an undeveloped barrier-island seashore within reach. Community events tied to the waterfront, holidays, and military life punctuate the calendar. The presence of Kings Bay gives the city a steady flow of service members and civilian workers, lending St. Marys a more transient, national population than many similarly sized Georgia towns.

Schools & Education

Public education in St. Marys is provided by the Camden County School District, which operates 12 schools serving roughly 9,600 students across the county. St. Marys-area campuses include St. Marys Elementary, Mary Lee Clark Elementary, Crooked River Elementary, Sugarmill Elementary, and St. Marys Middle School, with students moving on to Camden County High School in Kingsland. The district serves a population shaped by the military community, and schools coordinate support for service-member families. St. Marys' proximity to the Florida line also puts Jacksonville-area private and charter options within a reasonable drive for some families.

Getting Around

St. Marys sits just off Interstate 95, which passes about six miles west of the city and provides the main road link north to Brunswick and Savannah and south into Florida. Jacksonville is roughly 38 miles away, and Jacksonville International Airport is about 25 to 30 miles south, making it the nearest major airport. Within the city, the downtown is compact and walkable, while outlying neighborhoods are car-oriented. The Cumberland Island ferry is the signature transportation link, carrying passengers from the downtown waterfront to the national seashore. Boaters use the St. Marys River and the Intracoastal Waterway for access along the coast.

Parks & Recreation

Recreation in St. Marys centers on the water and the outdoors. The Cumberland Island ferry provides access to Cumberland Island National Seashore's beaches, hiking trails, and historic sites, and is the region's signature experience. On the mainland, the St. Marys River and surrounding creeks support boating, kayaking, and fishing, with ramps and marinas serving the boating community. Waterfront Park and the historic district offer walking, sightseeing, and river views, while the St. Marys History Walk interprets the city's past. Nearby Crooked River State Park adds camping, trails, and a nature center, and the Okefenokee Swamp lies within a day trip. Jacksonville's larger cultural and sports venues are a short drive south.

MARKET SNAPSHOT

The Market at a Glance

How homes have been selling here over the last 90 days.

home_work New This Week 26
Went Under Contract 0
trending_down Price Reductions 0
payments Median Sale Price $351,140 +17.0%
square_foot Price per Sq Ft $200
schedule Avg Days on Market 9
sell Homes Sold 77
percent Sale-to-List Ratio 98.0%
inventory_2 Months of Inventory 5.8

Price & Sales History

Market data reflects closed sales over the last 90 days and is provided for informational purposes.

Zip Codes

BROWSE BY ZIP

Browse listings by postal code in this area.

3067340 homes for saleMedian sale$192KPer sq ft$7814 sales in the last 90 days
3153765 homes for saleMedian sale$231.8KPer sq ft$13716 sales in the last 90 days
3156232 homes for saleMedian sale$187.5KPer sq ft$1012 sales in the last 90 days
320111 home for saleMedian sale$372.5KPer sq ft$1392 sales in the last 90 days
321371 home for saleMedian sale$449KPer sq ft$192358 sales in the last 90 days
322091 home for saleMedian sale$45KPer sq ft$381 sale in the last 90 days
324591 home for saleMedian sale$474.9KPer sq ft$19015 sales in the last 90 days
325711 home for saleMedian sale$335KPer sq ft$180176 sales in the last 90 days
327381 home for saleMedian sale$310KPer sq ft$174151 sales in the last 90 days
334141 home for saleMedian sale$637KPer sq ft$32051 sales in the last 90 days
339121 home for saleMedian sale$390KPer sq ft$232149 sales in the last 90 days
339741 home for saleMedian sale$301KPer sq ft$187246 sales in the last 90 days
View All Zip Codes
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1368 Point Peter RD Back On Market
$145,000
1368 Point Peter RDSt. Marys, GA 31558
  • 3 bd
  • 1.5 ba
  • 963 sqft
  • Built 1965
  • 10774879
1583 Mush Bluff RD For Sale
$2,999,000
1583 Mush Bluff RDSt. Marys, GA 31558
  • 7 bd
  • 8.5 ba
  • 9605 sqft
  • Built 2000
  • 10821134
108 Sand Dollar CT For Sale
$999,900
108 Sand Dollar CTSt. Marys, GA 31558
  • 3 bd
  • 2.5 ba
  • 2773 sqft
  • Built 2017
  • 10821419
122 Brooklet CIR Back On Market
$369,900
122 Brooklet CIRSt. Marys, GA 31558
  • 5 bd
  • 3 ba
  • 2940 sqft
  • Built 2015
  • 10546762
118 Rindle TRCE New
$345,000
118 Rindle TRCESt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 1857 sqft
  • Built 2024
  • 10829747
317 Madison AVE New
$1,500
317 Madison AVESt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 1290 sqft
  • Built 2000
  • 10822721
404 Potomac CT New
$227,000
404 Potomac CTSt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 1224 sqft
  • Built 1994
  • 10823359
1610 Sandpiper CT New
$330,000
1610 Sandpiper CTSt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 1995 sqft
  • Built 2005
  • 10824053
88 Sapelo DR For Rent
$1,500
88 Sapelo DRSt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 1116 sqft
  • Built 2000
  • 10820343
411 Madison AVE For Rent
$1,750
411 Madison AVESt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 1500 sqft
  • Built 2025
  • 10820286
130 Tapique CIR New
$1,600
130 Tapique CIRSt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 966 sqft
  • Built 1993
  • 10828993
104 Carousers CV New
$669,444
104 Carousers CVSt. Marys, GA 31558
  • 3 bd
  • 2.5 ba
  • 2172 sqft
  • Built 2026
  • 10828967
309 Mahan ST For Sale
$624,900
309 Mahan STSt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 2535 sqft
  • Built 1950
  • 10783381
49 River Bend DR For Sale
$389,900
49 River Bend DRSt. Marys, GA 31558
  • 3 bd
  • 2.5 ba
  • 1868 sqft
  • Built 1991
  • 10819968
127 Fairfield DR For Sale
$270,000
127 Fairfield DRSt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 1384 sqft
  • Built 1988
  • 10819668
1036 Greenwillow DR New
$725,000
1036 Greenwillow DRSt. Marys, GA 31558
  • 5 bd
  • 4.5 ba
  • 3839 sqft
  • Built 2003
  • 10828192
311 Borrell BLVD New
$465,000
311 Borrell BLVDSt. Marys, GA 31558
  • 4 bd
  • 4 ba
  • 2534 sqft
  • Built 1964
  • 10828083
143 Dolphin DR For Sale
$430,000
143 Dolphin DRSt. Marys, GA 31558
  • 4 bd
  • 3 ba
  • 1914 sqft
  • Built 2025
  • 10818516
106 Plank LN Back On Market
$649,900
106 Plank LNSt. Marys, GA 31558
  • 3 bd
  • 2.5 ba
  • 2298 sqft
  • Built 2006
  • 10668315
513 Cardinal CIR E New
$499,900
513 Cardinal CIR ESt. Marys, GA 31558
  • 3 bd
  • 2.5 ba
  • 2410 sqft
  • Built 1998
  • 10827404
157 Ashwood CIR New
$290,000
157 Ashwood CIRSt. Marys, GA 31558
  • 4 bd
  • 2.5 ba
  • 2496 sqft
  • Built 2021
  • 10827399
308 Maggie WAY For Rent
$2,150
308 Maggie WAYSt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 1633 sqft
  • Built 1998
  • 10818472
216 Hunt Club RD For Sale
$209,900
216 Hunt Club RDSt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 1504 sqft
  • Built 1999
  • 10818241
338 Charles ST New
$244,900
338 Charles STSt. Marys, GA 31558
  • 2 bd
  • 2.5 ba
  • 1442 sqft
  • Built 1970
  • 10827083
819 Baytree CIR For Sale
$525,000
819 Baytree CIRSt. Marys, GA 31558
  • 3 bd
  • 4 ba
  • 2656 sqft
  • Built 2003
  • 10819791
108 Brooklet CIR For Sale
$382,000
108 Brooklet CIRSt. Marys, GA 31558
  • 5 bd
  • 3 ba
  • 3016 sqft
  • Built 2014
  • 10800427
158 Plantation Oaks DR For Sale
$289,000
158 Plantation Oaks DRSt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 1619 sqft
  • Built 2002
  • 10810333
152 Ashwood CIR For Sale
$265,000
152 Ashwood CIRSt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 1618 sqft
  • Built 2021
  • 10810214
808 Devon DR For Sale
$398,800
808 Devon DRSt. Marys, GA 31558
  • 4 bd
  • 2.5 ba
  • 2377 sqft
  • Built 1979
  • 10817480
78 Hayden DR For Sale
$369,900
78 Hayden DRSt. Marys, GA 31558
  • 3 bd
  • 2.5 ba
  • 2338 sqft
  • Built 2023
  • 10817418
103 Sunnyside LN For Sale
$255,000
103 Sunnyside LNSt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 1208 sqft
  • Built 1988
  • 10817273
89 Inlet Reach CIR New
$232,000
89 Inlet Reach CIRSt. Marys, GA 31558
  • 3 bd
  • 2.5 ba
  • 1440 sqft
  • Built 2025
  • 10826382
24 Fox PATH New
$265,000
24 Fox PATHSt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 1618 sqft
  • Built 2018
  • 10826006
505 Oak Stump CIR New
$439,900
505 Oak Stump CIRSt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 1816 sqft
  • Built 1995
  • 10825921
118 Boatsman WAY For Sale
$365,000
118 Boatsman WAYSt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 1854 sqft
  • Built 2006
  • 10801997
425 Admirals Walk DR For Rent
$1,200
425 Admirals Walk DRSt. Marys, GA 31558
  • 2 bd
  • 1.5 ba
  • 972 sqft
  • Built 1987
  • 10816523
210 Placid RD For Sale
$599,900
210 Placid RDSt. Marys, GA 31558
  • 5 bd
  • 4.5 ba
  • 2489 sqft
  • Built 2006
  • 10816963
338 Osprey CIR For Sale
$715,000
338 Osprey CIRSt. Marys, GA 31558
  • 3 bd
  • 2.5 ba
  • 2706 sqft
  • Built 2004
  • 10816716
19 Coastal WALK Price Change
$225,000
19 Coastal WALKSt. Marys, GA 31558
  • 2 bd
  • 2 ba
  • 1602 sqft
  • Built 2005
  • 10816406
109 Carousers CV For Sale
$1,150,000
109 Carousers CVSt. Marys, GA 31558
  • 4 bd
  • 3 ba
  • 2675 sqft
  • Built 2020
  • 10816282
265 Alexander CT Price Change
$365,000
265 Alexander CTSt. Marys, GA 31558
  • 3 bd
  • 3 ba
  • 1778 sqft
  • Built 1990
  • 10784460
144 Cherry Point DR New
$260,000
144 Cherry Point DRSt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 1524 sqft
  • Built 1987
  • 10824342
303 Nutgall DR New
$495,000
303 Nutgall DRSt. Marys, GA 31558
  • 4 bd
  • 3 ba
  • 3044 sqft
  • Built 2020
  • 10824141
109 Eva DR For Sale
$329,900
109 Eva DRSt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 1772 sqft
  • Built 2022
  • 10817109
206 E Weed ST For Sale
$479,900
206 E Weed STSt. Marys, GA 31558
  • 4 bd
  • 3 ba
  • 1926 sqft
  • Built 1965
  • 10799886
114 Chinquapin DR For Sale
$349,999
114 Chinquapin DRSt. Marys, GA 31558
  • 4 bd
  • 2 ba
  • 1864 sqft
  • Built 2021
  • 10787317
400 Morning Glory RD New
$559,500
400 Morning Glory RDSt. Marys, GA 31558
  • 4 bd
  • 2.5 ba
  • 1999 sqft
  • Built 1998
  • 10824783
820 S Julia ST New
$1,875,000
820 S Julia STSt. Marys, GA 31558
  • 4 bd
  • 3 ba
  • 5410 sqft
  • Built 1970
  • 10823039
245 Chase CT N For Sale
$460,000
245 Chase CT NSt. Marys, GA 31558
  • 5 bd
  • 3 ba
  • 2462 sqft
  • Built 2003
  • 10797715
105 Spartina CT For Sale
$649,990
105 Spartina CTSt. Marys, GA 31558
  • 3 bd
  • 2 ba
  • 2030 sqft
  • Built 2018
  • 10783917
195

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